Our Story

Seriously local. Serious return.

We started in 1906 as Farmers State Bank, when local banks in West Tennessee weren’t just creating profits. They were creating the towns and communities like Scotts Hill where our first branch still remains today. Times change, but the things that make being part of a community great, like strong ties and trusted relationships, never change. That’s why we remained local, making what we had learned as a community bank our business model. Staying local, our reputation got around. In 1984, Jim Ayers and his business partner saw that the power of community banking was growing. Ayers acquired the bank that grew through organic growth and mergers for doing the banking that matters. Community banking.

Serious growth by taking values seriously.

Over three decades FirstBank’s assets grew to be in the billions but FirstBank never compromised their vision. In 2001, we expanded our brand of authentic local banking into the state’s most iconic cities, from Nashville to Memphis. FirstBank has made small town life our business culture empowering local city presidents and managers to make real decisions locally. You can walk into any branch and find a welcoming smile and willingness to help. You will know instantly you’re not just a customer. You’re part of the FirstBank family.



FirstBank is the third largest Tennessee-headquartered bank with headquarters in Nashville, Tennessee and 63 full service branch locations. FirstBank has the resources to provide a comprehensive variety of financial services and products.

The FirstBank team, with more than 1,400 associates, has a total of 75 offices including full service financial centers. FirstBank is located in Tennessee, North Alabama and North Georgia and has mortgage operations across the Southeast.

Community banking has been the cornerstone of FirstBank’s operations since starting as Farmers State Bank in Scotts Hill, Tennessee. Since 1906 local banking has remained our philosophy and business model.

FirstBank strives to improve the quality of life for those who live in the communities we serve. To accomplish this, we place an emphasis on education through involvement in local schools and the Ayers Foundation Scholarship Program.

FirstBank has been recognized as one of Tennessee’s best employers by Business Tennessee magazine and The Tennessean. The Tennessee Chamber of Commerce & Industry, and the Tennessee Society for Human Resource Management have also recognized FirstBank.

FirstBank is in the top 5 percent of all U.S. banks based on assets with more than $4.5 billion in total assets and has moved into the top 15 banks in Middle Tennessee based on deposit share.

FB Financial Corporation (NYSE: FBK) is the holding company for FirstBank while FirstBank Investment Partners and FirstBank Mortgage are divisions of FirstBank.